
You Never Think It’ll Happen to You—Until It Does
Dog bites are more common than most people think. Certain dog breeds are disproportionately involved in severe bite incidents, but any breed can bite under the right circumstances. In the U.S., more than 800,000 dog bites require medical attention. Some bites are minor. Others cause permanent scarring, nerve damage, or even life-threatening infections.
But beyond the physical pain, there’s another problem—who pays for your medical bills, lost wages, and emotional suffering? Should you file a claim? Is it even worth the hassle?
If these questions are racing through your mind, you’re not alone. This guide will break down everything you need to know about suing for a dog bite injury and determining who’s legally responsible.
The Biggest Fears About Suing for a Dog Bite—And Why They’re Holding You Back
Many people hesitate to file a claim, even when they’re in serious pain or facing thousands in medical bills. Why? Because of fear. Let’s address the most common worries upfront:
-
“I don’t want to ruin my relationship with my friend/neighbor.”
This is one of the biggest reasons people don’t take legal action. But here’s the truth: In most cases, the dog owner isn’t paying out-of-pocket—their insurance is. Homeowners’ and renters’ insurance policies often cover dog bite claims.
- “I don’t have the money to hire a lawyer.”
Good news: You don’t need any upfront money to pursue a claim. Most personal injury firms work on a contingency basis, meaning you only pay if you win.
-
“It’s just a bite—it’ll heal.”
Maybe. But what if it doesn’t? Some dog bites lead to permanent scarring, infections, nerve damage, or PTSD. If you downplay your injury now, you may regret it later when medical bills start piling up.
If you’ve been bitten, you owe it to yourself to explore your legal options. A conversation with an expert can help you understand what’s fair—without pressure to file a lawsuit.
Who’s Actually Responsible for a Dog Bite? (Hint: It’s Not Always the Dog Owner)
When a dog bites, someone is legally responsible—but it’s not always obvious who. Here’s a breakdown of the different parties who could be held liable:
- The Dog Owner – In many cases, the owner is responsible, especially if the dog wasn’t leashed, had a history of aggression, or attacked without provocation.
- A Landlord or Property Owner – If a landlord knew a tenant’s dog was dangerous and failed to take action, they could share liability.
- A Business or Workplace – If you were bitten on commercial property (like a pet-friendly café or even while working as a delivery driver), the business may be liable.
- A Dog Walker or Caretaker – If the person responsible for controlling the dog was negligent, they could be on the hook.

Determining who is legally responsible for a dog bite depends on the circumstances and state laws. That’s why it’s critical to understand how your local laws apply.
Do You Actually Have a Case? These Key Factors Decide Your Claim
Not every dog bite results in a successful claim. Some of the biggest factors that determine whether you can sue are:
1. Does Your State Have a “Strict Liability” or “One-Bite” Rule?
Some states hold dog owners automatically responsible for bites (strict liability), while others require proof that the owner knew the dog was dangerous (one-bite rule).
2. Were You Trespassing?
If you were unlawfully on private property, your rights may be limited, but there are exceptions. If you were a guest, delivery driver, or worker, you may still have a case.
3. Did You “Provoke” the Dog?
In some cases, owners will argue that you were teasing, hitting, or threatening the dog. However, not all interactions count as provocation—especially if you were simply walking by or petting the dog.
Each case is unique, so speaking with a legal professional can help you understand where you stand.
How Much Is a Dog Bite Claim Worth? You Might Be Surprised
A successful dog bite claim can help cover:
- Medical Expenses – ER visits, stitches, rabies shots, reconstructive surgery.
- Lost Wages – If you had to take time off work.
- Pain & Suffering – Emotional distress, PTSD, permanent scarring.
- Rehabilitation & Future Treatment – Physical therapy, counseling for trauma.
Settlements vary depending on injury severity, medical costs, and long-term impact. Some cases settle for $5,000–$30,000, while serious injuries can reach six figures or more.
What to Do After a Dog Bite (Even If You’re Not Sure About Suing Yet)
- Seek Medical Attention Immediately – Even minor bites can lead to serious infections.
- Document Everything – Take photos, get witness statements, and keep medical records.
- Report the Bite – Local authorities should be notified, especially if the dog has no vaccination records.
- Avoid Talking to Insurance Companies Alone – They’ll try to minimize your claim or shift blame.
- Consult a Legal Expert – Even if you don’t sue, knowing your rights empowers you to make informed decisions.

You Deserve Protection, Not More Stress
If you’ve been bitten by a dog, you shouldn’t have to suffer in silence. Medical bills, lost income, and emotional trauma are real burdens, and you have the right to seek compensation.
Still unsure if you have a case? Talking to a legal expert costs you nothing—but could save you thousands.
Get a Free Consultation Today
The team at Williams DeLoatche, P.C. understands how overwhelming this situation can be. That’s why we offer free consultations to help you understand your options—without pressure.
📞 Call 757-547-5555 today to schedule your consultation with an attorney and get the answers you deserve.